Should I refinance my mortgage?
How much do I need to save for
my child's college education? As
accounting professionals, these
are some of the questions that
are posed to us on a daily
basis. We are providing these
interactive financial
calculators and other tools to
assist you with some of the
day-to-day questions and
concerns that may arise. While
these financial tools are not a
substitute for financial advice
from a qualified professional,
they can be used as a starting
point in the decision making
process.
Auto Loan Early
Payoff, Auto
Rebate vs. Low
Interest
Financing,
Bi-weekly
Payments for an
Auto Loan,
Bi-weekly
Payments for an
Auto Loan with
Fees, Car Loan
Calculator,
Dealer Financing
vs. Credit Union
Financing, Home
Equity Loan vs.
Auto loan, Lease
vs. Buy, Low
Interest
Financing
Savings,
More...
Breakeven
Analysis,
Business Debt
Consolidation
Calculator,
Business
Valuation -
Discounted Cash
Flow, Cash Flow
Calculator,
Commercial Loan
Calculator, Debt
Service
Coverage,
Equipment Buy
vs. Lease,
Financial
Ratios,
Inventory
Analysis, Like
Kind Exchange,
Net Operating
Loss
Carryback/Carryover,
Profit Margin
Calculator,
Repossession of
Personal
Property from a
Deferred Payment
Sale,
Repossession of
Personal
Property from an
Installment
Payment Sale,
Repossession of
Real Property,
Working Capital
Needs,
More...
Comprehensive
Life Insurance
Analysis,
Disability
Insurance, Fixed
Annuity
Calculator,
Health Savings
Account (HSA)
Contribution
Calculator,
Health Savings
Account (HSA)
Goal Calculator,
Health Savings
Account (HSA)
Savings
Calculator,
Health Savings
Account (HSA)
vs. Traditional
Health Plan,
Health Savings
Accounts (HSA)
Employer
Benefit, Human
Life Value,
Immediate
Annuity
Calculator, Life
Insurance
Calculator, Long
Term Care
Calculator,
Variable Annuity
Calculator,
More...
Basic
Calculator,
Basic Financial
Calculator,
Checkbook
Balancer, Credit
Assessment, Home
Budget Analysis,
Life Expectancy,
Net Worth,
Should my spouse
work?, Student
Budget,
More...
401(k) Savings
Calculator,
401(k) Savings
with Profit
Sharing, 401(k)
Spend It or Save
It Calculator,
403(b) Savings
Calculator, 457
Savings
Calculator,
72(t)
Calculator,
72(t)
Distribution
Impact,
Beneficiary
Required Minimum
Distributions,
Company Stock
Distribution
Analysis
Calculator, How
Important is
Social
Security?, How
long will my
retirement
savings last?,
Individual
401(k)
Contribution
Comparison,
Individual
401(k) Savings
Calculator, IRA
Spend It or Save
It Calculator,
Pension Plan
Retirement
Options,
Required Minimum
Distribution
(RMD), Required
Minimum
Distribution
(RMD) for
Current Year,
Retirement
Account
Contribution
Accelerator,
Retirement
Contribution
Effects on Your
Paycheck,
Retirement
Income,
Retirement
Nestegg
Calculator,
Retirement
Pension Planner,
Retirement Plan
Withdrawal,
Retirement
Planner,
Retirement
Planner with
Retirement
Earnings,
Retirement
Shortfall, RMD &
Stretch IRA
Calculator, Roth
IRA Calculator,
Roth IRA
Conversion, Roth
vs. Traditional
401(k), Roth vs.
Traditional
401(k) and your
Paycheck, Roth
vs. Traditional
403(b), Roth vs.
Traditional IRA,
Social Security
Benefits,
Traditional IRA
Calculator,
More...
Benefit of
Spending Less,
CD Ladder
Calculator,
Certificate of
Deposit
Calculator,
College Savings,
Compare Savings
Rates, Compound
Interest and
Your Return,
Cool Million,
Credit Union
Certificate
Calculator,
Credit Union
Certificate
Ladder
Calculator,
Don't Delay Your
Savings!,
Emergency
Savings
Calculator, Home
Down Payment
Savings
Calculator,
Lunch Savings,
Savings
Calculator,
Savings
Distribution
Calculator,
Savings Goals,
Savings, Taxes,
and Inflation,
Vice Savings,
More...
This calculator shows
you possible savings by
using an accelerated
bi-weekly payment on
your auto loan. This
simple technique can
shave time off your auto
loan and could save you
hundreds or even
thousands of dollars in
interest.
This calculator shows
you possible savings by
using an accelerated
bi-weekly payment on
your auto loan. This
simple technique can
shave time off your auto
loan and could save you
hundreds or even
thousands of dollars in
interest.
Use this calculator to
help you determine
whether you should take
advantage of low
interest dealer
financing or credit
union financing combined
with a manufacturer
rebate.
Low, promotional
interest rates can save
you a great deal of
money when you finance
your car or truck. Use
this calculator to help
find the best monthly
payment and how much
interest you could save.
Having adequate cash
flow is essential to
keep your business
running. Use this
calculator to help you
determine the cash flow
generated by your
business.
Use this calculator to
estimate your debt
service coverage with a
new loan. If your debt
service coverage is high
enough, including your
new loan payment, you
have a good chance of
being approved.
This calculator helps
you to zero in on areas
of your business that
may need attention.
Areas such as solvency,
liquidity, operational
efficiency and
profitability.
Consolidating your debt
is only half of the
battle. You still need a
plan to get your debt
paid in full. This
calculator can show you
how to accelerate your
debt payoff.
Getting a consolidation
loan can do more than
payoff your debt. Use
this calculator to see
the results of paying
off your debt and
investing your payment
savings.
The Student Loan
Consolidation and Debt
Payoff Calculator
applies two simple
principles to paying off
your Debt; Consolidate
your student loans, and
use the monthly savings
to payoff your other
outstanding debt.
How much life insurance
do you need? This
comprehensive life
calculator includes
detailed net worth
analysis, budgeting and
college savings helps
you find out.
Are you looking at the
Health Savings Account
(HSA) as a retirement
account? This calculator
will help you determine
what you need to do in
order to reach your
goal.
One of your most
important assets is your
ability to earn a
paycheck. This
calculator is designed
to help you understand
today's value of your
future earning.
Long term care is needed
by those who can't
perform the basic tasks
required to take care of
themselves. This
calculator can help you
determine if you are
financially prepared for
this impending expense.
Even a small difference
in the fees you pay on
your investments can add
up over time. Use this
calculator to see how
different fees impact
your investment
strategy!
This calculator helps
illustrate the effect of
using a loan to purchase
an investment or
appreciable asset. Using
debt as leverage to
purchase investments can
magnify your return. The
downside is that you
also increase your risk.
An investment property
can be an excellent
investment. This
calculator is designed
to examine the potential
return you might receive
from an investment
property.
There is more to
investing than knowing
your annual rate of
return. Use this
calculator to help you
see how inflation, taxes
and your time horizon
can impact your bottom
line.
Use this calculator to
determine an Internal
Rate of Return (IRR). It
calculates the IRR on an
annual basis of an
irregular stream of up
to 20 payments and
withdrawals.
Income generated from
municipal bond coupon
payments are not subject
to federal income tax
and often are exempt
from state taxes. Use
this calculator to
estimate the
tax-equivalent yield
(TEY) for a municipal
bond.
This calculator can help
you analyze the costs
associated with buying
shares in a mutual fund.
By entering a few pieces
of information, found in
your fund's prospectus,
you can see the impact
of fees and operating
expenses on your
investment.
Use this calculator to
analyze one of your
existing loans.
Calculate your remaining
balance based on the
number of monthly
payments you have
remaining.
Using bi-weekly payments
can accelerate your
mortgage payoff and save
you thousands in
interest. Use this
calculator to compare a
typical monthly payment
schedule to an
accelerated bi-weekly
payment.
This calculator helps
you determine the
effective, or blended,
interest rate you would
pay if you use a first
and a second mortgage to
finance the purchase of
a home.
Interest and points paid
for a home mortgage are
tax deductible. Use this
calculator to determine
how much your mortgage
could save you in income
taxes.
This works just like a
pocket financial
calculator. In addition
to arithmetic it can
also calculate present
value, future value,
payments or number or
periods.
This calculator can give
you an idea of your life
expectancy based on your
current age, smoking
habits, gender and
several other important
lifestyle choices.
This calculator is
specifically designed to
help students understand
their expenses and
income while attending a
university, college or
other full-time
educational institution.
A 401(k) can be one of
your best tools for
creating a secure
retirement. Use this
calculator to see why
this is a retirement
savings plan you cannot
afford to pass up.
There are several ways
to manage your 401(k)
when you leave an
employer. Making the
wrong decision can cost
you thousands of dollars
both in taxes and lost
earnings.
A 457 plan can be one of
your best tools for
creating a secure
retirement. Use this
calculator to see why
this is a retirement
savings plan you cannot
afford to pass up.
The IRS Rule 72T allows
for penalty free, early
withdrawals from
retirement accounts. Use
this calculator to
determine your allowable
72T Distribution and how
it can help fund your
early retirement.
If you own company stock
in a retirement plan you
may be able to take
advantage of using the
long term capital gains
tax rate rather than
your ordinary income tax
rate on this investment.
Spending your IRA before
your retire can be a
costly decision. See how
taking your out IRA
early could cost you
thousands of dollars
both in taxes and lost
earnings.
Use this calculator to
determine your Required
Minimum Distributions
(RMD) as an account
owner of a retirement
account. This financial
calculator will also
look at potential future
year's distribution
requirements.
Running out of your
retirement savings too
soon is one of the
biggest risks to a
comfortable retirement.
Use this calculator to
find a potential
shortfall in your
current retirement
savings plan.
Even a small difference
in the interest you are
paid on your savings can
add up over time. Use
this calculator to see
how different savings
rates can impact your
savings strategy!
Use this calculator to
find out how much you
can earn on a
Certificate. Just enter
a few pieces of
information and we will
calculate your Annual
Percentage Yield (APY)
and ending balance.
Waiting to begin your
savings plan can have a
huge impact on your
results. This calculator
helps show you how much
postponing your savings
plan can really cost.
Use this calculator to
see how a simple changes
in your spending habits
for common vices such as
smoking, drinking or
even eating out can
really add up.
Enter your filing
status, income,
deductions and credits
and we will estimate
your total taxes for
2011. Based on your
projected withholdings
for the year, we can
also estimate your tax
refund or amount you may
owe the IRS next April
2012.
Use this calculator to
determine your marginal
and effective tax rates.
This calculator sorts
through the tax brackets
and filing options to
calculate your true tax
liability.
Use this calculator to
determine your marginal
and effective tax rates
for tax year 2011. This
calculator sorts through
the tax brackets and
filing options to
calculate your true tax
liability.
Use this calculator to
see how participating in
your employer's Section
125 Cafeteria Plan can
help you pay less tax,
and increase your net
take home pay.
If you are
self-employed, operate a
farm or are a church
employee use this
calculator to determine
your self-employment
taxes for 2011 (updated
for the Tax Hike
Prevention Act of 2010).
If you are
self-employed, operate a
farm or are a church
employee you pay
self-employment taxes.
Use this calculator to
determine how much your
Self-employment taxes
will decrease
Many people can use the
1040EZ tax form instead
of the more complicated
1040 to calculate their
taxes. Containing only
seven required inputs,
the 1040EZ is one of the
quickest forms to
calculate your tax bill.